:root {
  --ink: #111827;
  --muted: #5e6878;
  --line: #d8dee8;
  --paper: #ffffff;
  --soft: #f4f7fb;
  --navy: #0a1b2f;
  --navy-2: #102a46;
  --teal: #0f8f8c;
  --gold: #b78332;
  --crimson: #aa2739;
  --shadow: 0 20px 60px rgba(10, 27, 47, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Inter", Arial, sans-serif;
  line-height: 1.6;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

button,
input,
select,
textarea {
  font: inherit;
}

.container {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.site-header {
  position: fixed;
  top: 0;
  left: 0;
  z-index: 50;
  width: 100%;
  color: #ffffff;
  transition: background 180ms ease, box-shadow 180ms ease, color 180ms ease;
}

.site-header.is-scrolled {
  color: var(--ink);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 10px 35px rgba(10, 27, 47, 0.12);
  backdrop-filter: blur(14px);
}

.utility-bar {
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(10, 27, 47, 0.24);
}

.site-header.is-scrolled .utility-bar {
  color: var(--muted);
  border-color: var(--line);
  background: rgba(244, 247, 251, 0.9);
}

.utility-inner {
  display: flex;
  min-height: 36px;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-size: 13px;
  font-weight: 600;
}

.navbar {
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}

.site-header.is-scrolled .navbar {
  border-color: transparent;
}

.nav-inner {
  display: flex;
  min-height: 78px;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  font-size: 20px;
  font-weight: 800;
  line-height: 1.1;
}

.site-menu {
  display: flex;
  align-items: center;
  gap: 26px;
  font-size: 14px;
  font-weight: 700;
}

.site-menu > a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.site-menu > a:not(.nav-cta) {
  color: rgba(255, 255, 255, 0.88);
}

.site-header.is-scrolled .site-menu > a:not(.nav-cta) {
  color: var(--ink);
}

.nav-cta {
  min-height: 44px;
  padding: 0 18px;
  color: #ffffff;
  background: var(--crimson);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, 0.28);
  color: currentColor;
  background: transparent;
  cursor: pointer;
}

.nav-toggle .icon-close,
.nav-toggle[aria-expanded="true"] .icon-menu {
  display: none;
}

.nav-toggle[aria-expanded="true"] .icon-close {
  display: block;
}

.hero {
  position: relative;
  min-height: 680px;
  padding-top: 164px;
  padding-bottom: 64px;
  color: #ffffff;
  overflow: hidden;
}

.hero-media,
.hero-overlay {
  position: absolute;
  inset: 0;
}

.hero-media {
  background: url("https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?q=80&w=1470&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D") center / cover no-repeat;
  transform: scale(1.01);
}

.hero-overlay {
  background:
    linear-gradient(90deg, rgba(4, 13, 24, 0.95) 0%, rgba(6, 18, 32, 0.86) 34%, rgba(10, 27, 47, 0.42) 66%, rgba(10, 27, 47, 0.2) 100%),
    linear-gradient(180deg, rgba(2, 8, 16, 0.38) 0%, rgba(2, 8, 16, 0.16) 54%, rgba(2, 8, 16, 0.74) 100%);
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 1180px;
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0;
}

.hero h1 {
  max-width: 680px;
  margin: 0;
  font-size: 72px;
  line-height: 1.02;
  font-weight: 800;
  letter-spacing: 0;
}

.hero-lede {
  max-width: 640px;
  margin: 24px 0 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: 21px;
  line-height: 1.55;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 0 22px;
  border: 1px solid transparent;
  font-size: 14px;
  font-weight: 800;
  cursor: pointer;
}

.button-primary {
  color: #ffffff;
  background: var(--crimson);
}

.button-secondary {
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.36);
  background: rgba(255, 255, 255, 0.1);
}

.button svg,
.site-menu svg,
.nav-toggle svg,
.feature-list svg,
.claims-panel svg {
  width: 18px;
  height: 18px;
  flex: 0 0 auto;
}

.hero-proof {
  display: grid;
  width: min(760px, 100%);
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  margin-top: 58px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.14);
}

.hero-proof div {
  min-height: 104px;
  padding: 20px;
  background: rgba(10, 27, 47, 0.56);
}

.hero-proof strong,
.hero-proof span {
  display: block;
}

.hero-proof strong {
  font-size: 15px;
  color: #ffffff;
}

.hero-proof span {
  margin-top: 6px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  line-height: 1.45;
}

.trust-strip {
  background: var(--navy);
  color: #ffffff;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.trust-grid div {
  min-height: 132px;
  padding: 30px 26px;
  border-left: 1px solid rgba(255, 255, 255, 0.12);
}

.trust-grid div:last-child {
  border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.trust-grid span {
  display: block;
  margin-bottom: 7px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 800;
}

.trust-grid strong {
  display: block;
  max-width: 220px;
  font-size: 17px;
  line-height: 1.35;
}

.section {
  padding: 104px 0;
}

.section-intro {
  background: var(--paper);
}

.split-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(300px, 0.75fr);
  gap: 70px;
  align-items: start;
}

h2,
h3,
p {
  letter-spacing: 0;
}

h2 {
  margin: 0;
  font-size: 44px;
  line-height: 1.12;
}

h3 {
  margin: 0;
  font-size: 24px;
  line-height: 1.2;
}

.split-layout > p,
.section-heading p,
.image-band-copy p,
.claims-layout p,
.cta-layout > div p,
.site-footer p {
  margin: 0;
  color: var(--muted);
  font-size: 17px;
}

.coverage-section {
  padding: 0 0 108px;
  background: var(--paper);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
}

.coverage-card {
  display: grid;
  grid-template-columns: 68px minmax(0, 1fr);
  gap: 22px;
  min-height: 440px;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 14px 36px rgba(10, 27, 47, 0.08);
}

.card-icon {
  display: grid;
  width: 58px;
  height: 58px;
  place-items: center;
  color: #ffffff;
  background: var(--navy);
}

.card-icon.accent {
  background: var(--teal);
}

.card-icon svg {
  width: 26px;
  height: 26px;
}

.card-kicker {
  margin: 0 0 10px;
  color: var(--crimson);
  font-size: 13px;
  font-weight: 800;
}

.coverage-card h3 {
  margin-bottom: 16px;
}

.coverage-card p {
  margin: 0 0 22px;
  color: var(--muted);
}

.coverage-card ul {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.coverage-card li {
  position: relative;
  padding-left: 24px;
  color: var(--ink);
  font-weight: 600;
}

.coverage-card li::before {
  position: absolute;
  top: 9px;
  left: 0;
  width: 8px;
  height: 8px;
  background: var(--gold);
  content: "";
}

.approach {
  background: var(--soft);
}

.section-heading {
  display: grid;
  max-width: 820px;
  gap: 18px;
  margin-bottom: 46px;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.process-step {
  min-height: 290px;
  padding: 28px;
  border: 1px solid #dfe5ed;
  border-radius: 8px;
  background: #ffffff;
}

.process-step span {
  display: inline-grid;
  width: 44px;
  height: 44px;
  place-items: center;
  margin-bottom: 28px;
  color: #ffffff;
  background: var(--navy);
  font-size: 13px;
  font-weight: 800;
}

.process-step h3 {
  margin-bottom: 13px;
  font-size: 21px;
}

.process-step p {
  margin: 0;
  color: var(--muted);
}

.image-band {
  padding: 106px 0;
  background: #ffffff;
}

.image-band-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.85fr);
  gap: 62px;
  align-items: center;
}

.image-panel {
  overflow: hidden;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.image-panel img {
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
  object-position: center right;
}

.image-band-copy h2 {
  margin-bottom: 20px;
}

.feature-list {
  display: grid;
  gap: 16px;
  margin-top: 28px;
}

.feature-list div {
  display: flex;
  align-items: center;
  gap: 14px;
  min-height: 54px;
  padding: 14px 16px;
  border-left: 3px solid var(--teal);
  background: var(--soft);
  font-weight: 800;
}

.feature-list svg {
  color: var(--teal);
}

.claims {
  color: #ffffff;
  background: var(--navy-2);
}

.claims .eyebrow {
  color: #f0c37d;
}

.claims-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 0.75fr);
  gap: 80px;
  align-items: start;
}

.claims-layout p {
  color: rgba(255, 255, 255, 0.74);
}

.claims-layout h2 {
  margin-bottom: 20px;
}

.claims-panel {
  display: grid;
  gap: 1px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.12);
}

.claims-panel div {
  display: grid;
  gap: 8px;
  min-height: 128px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.08);
}

.claims-panel svg {
  color: #f0c37d;
}

.claims-panel strong {
  font-size: 18px;
}

.claims-panel span {
  color: rgba(255, 255, 255, 0.74);
}

.cta-section {
  padding: 104px 0;
  background: var(--soft);
}

.cta-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(360px, 0.72fr);
  gap: 74px;
  align-items: start;
}

.cta-layout > div h2 {
  margin-bottom: 20px;
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 18px 44px rgba(10, 27, 47, 0.1);
}

.contact-form label {
  display: grid;
  gap: 7px;
}

.contact-form span {
  color: var(--ink);
  font-size: 13px;
  font-weight: 800;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 0;
  background: #ffffff;
  color: var(--ink);
  padding: 13px 14px;
  outline: none;
}

.contact-form textarea {
  resize: vertical;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(15, 143, 140, 0.14);
}

.form-button {
  width: 100%;
  border: 0;
}

.form-button:disabled {
  cursor: default;
  opacity: 0.84;
}

.form-note {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
}

.contact-form.is-submitted .form-note {
  color: var(--teal);
}

.contact-form.is-error .form-note {
  color: var(--crimson);
}

.site-footer {
  padding: 70px 0 28px;
  color: #ffffff;
  background: #071321;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.7fr 0.7fr 1fr;
  gap: 48px;
}

.footer-grid > div {
  display: grid;
  gap: 10px;
  align-content: start;
}

.footer-grid a,
.footer-grid span,
.site-footer p {
  color: rgba(255, 255, 255, 0.72);
}

.footer-grid strong {
  margin-bottom: 5px;
}

.footer-brand {
  color: #ffffff;
}

.site-footer p {
  max-width: 340px;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding-top: 28px;
  margin-top: 44px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  color: rgba(255, 255, 255, 0.6);
  font-size: 13px;
}

@media (max-width: 980px) {
  .utility-bar {
    display: none;
  }

  .nav-inner {
    min-height: 72px;
  }

  .nav-toggle {
    display: inline-flex;
  }

  .site-menu {
    position: fixed;
    inset: 72px 0 auto 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 18px 20px 24px;
    border-top: 1px solid var(--line);
    background: #ffffff;
    color: var(--ink);
    box-shadow: 0 18px 34px rgba(10, 27, 47, 0.14);
  }

  .site-menu.is-open {
    display: flex;
  }

  .site-menu > a,
  .site-menu > a:not(.nav-cta),
  .site-header.is-scrolled .site-menu > a:not(.nav-cta) {
    min-height: 52px;
    color: var(--ink);
  }

  .site-menu .nav-cta {
    justify-content: center;
    margin-top: 10px;
    color: #ffffff;
  }

  .hero {
    min-height: 650px;
    padding-top: 126px;
    padding-bottom: 54px;
  }

  .hero h1 {
    font-size: 56px;
  }

  .hero-lede {
    font-size: 19px;
  }

  .trust-grid,
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .split-layout,
  .image-band-inner,
  .claims-layout,
  .cta-layout {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .coverage-card {
    min-height: auto;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 680px) {
  .container {
    width: min(100% - 28px, 1180px);
  }

  .site-header,
  .site-header.is-scrolled {
    color: var(--ink);
    background: rgba(255, 255, 255, 0.97);
    box-shadow: 0 8px 24px rgba(10, 27, 47, 0.1);
  }

  .navbar {
    border-color: transparent;
  }

  .hero {
    min-height: 620px;
    padding-top: 112px;
    padding-bottom: 48px;
  }

  .hero-media {
    background-position: 62% center;
  }

  .hero-overlay {
    background:
      linear-gradient(90deg, rgba(4, 13, 24, 0.97) 0%, rgba(4, 13, 24, 0.9) 52%, rgba(4, 13, 24, 0.62) 100%),
      linear-gradient(180deg, rgba(2, 8, 16, 0.35) 0%, rgba(2, 8, 16, 0.72) 100%);
  }

  .hero h1 {
    font-size: 44px;
  }

  .hero-lede {
    font-size: 17px;
  }

  .hero-actions {
    display: grid;
  }

  .hero-proof {
    display: none;
  }

  .trust-grid,
  .process-grid {
    grid-template-columns: 1fr;
  }

  .trust-grid div {
    min-height: auto;
    border-right: 1px solid rgba(255, 255, 255, 0.12);
  }

  .section,
  .cta-section,
  .image-band {
    padding: 74px 0;
  }

  .coverage-section {
    padding-bottom: 74px;
  }

  h2 {
    font-size: 34px;
  }

  h3 {
    font-size: 22px;
  }

  .coverage-card {
    grid-template-columns: 1fr;
    padding: 24px;
  }

  .process-step {
    min-height: auto;
  }

  .cta-layout {
    grid-template-columns: 1fr;
  }

  .contact-form {
    padding: 20px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
  }
}